No. 7/2018 INSOLVENCY Cap. 6:07 (3) If a debtor incurs debt during the period bet\\ een lodging the com position and the date on \vhich the creditors vote on the composition, he or she must inform the creditor who offers him or her credit of the pending composition and provide the insolvency practitioner with full particulars concerning any such debt incurred by him or her. (4) A debtor may not alienate, encumber or voluntarily dispose of any property that is made available to creditors in terms of the composition, or do anything that can impede compliance with the composition. (5) A debtor who contravenes this section is guilty of an offence and is liable on conviction to a fine not exceeding levelS or to imprisonment for a period not exceeding six months or to both a f]ne and such imprisonment. (6) On receipt of the composition and statement, the administrator must determine a date for the questioning of the debtor and the consideration of the composition by the creditors. (7) The administrator must(a) (b) convene a hearing at a place which is accessible and convenient to creditors: and at least 14 days before the hearing send creditors and the Master a standard notice with the time date and place of the hearing, and a copy of the composition and of the statement. (8) At the hearing(a) a creditor may, whether he or she has received notice or not, prm e a debt or object to a debt listed in the statement by the debtor; (b) every debt listed by the debtor in the said statement is, subject to any amendments to it by the administrator, deemed to be proved, unless a creditor objects to it or the administrator rejects it or requires that it be corroborated by evidence; (c) a creditor whose debt is being objected to by the debtor or another creditor or who is required by the administrator to corroborate his or her debt with evidence, must prove the debt; (d) the administrator may defer the proof of a debt and the consideration of the composition, or allow the other creditors to vote on the composition, and if a composition is accepted, the debt may be added to the listed debts at a later stage when it is proved; the debtor or management of such debtor may be questioned by the administrator and by any creditor whose debt has been acknowledged or proved, or by any other interested party with the permission of the administrator, about(i) his or her assets and liabilities; (ii) where applicable, his or her present and future income and that of his or her spouse living with him or her; (iii) where applicable, his or her standard of living and the possibility of li\·ing more frugally; (e) (iv) any other matter \vhich the administrator considers to be relevant. (9) If it appears to the administrator at the hearing that a debt, other than a debt that is based upon or deri \ es from a judgment debt, is disputed between the debtor and the creditor or between the creditor and another creditor of the debtor, the administrator may, after investigation of the objection, admit or disallow the debt or part thereof. (10) Any person \\'hose debt has heen disallowed in terms of subsection (8) may institute an action or continue with an action that has already been instituted in respect of such debt. 282