24 desirable to obtain and carry out, exercise and comply with such arrangements, rights, privileges and concessions. 9. With the approval of the Minister, to raise loans or borrow money in such amounts and for such purposes and under such conditions as may be approved by the Commission. 10. To employ, upon such terms and conditions as the Commission may think fit, such persons as may be necessary for conducting its affairs, and suspend or discharge any such persons. 11. Subject to section 39 of the Audit and Exchequer Act [Chapter 22:03], to pay such remuneration and allowances and grant such leave of absence and to make such gifts and pay bonuses and the like to its employees as the Commission thinks fit. 12. To provide pecuniary benefits for its employees on their retirement, resignation, discharge or other termination of service or in the event of their sickness or injury and for their dependants, and for that purpose to effect policies of insurance, establish pension or provident funds or make such other provision as may be necessary to secure for its employees and their dependants any or all of the pecuniary benefits to which this paragraph relates. 13. With the approval of the Minister, to purchase, take in exchange, hire and otherwise acquire land or dwellings for use or occupation by its employees. 14. To construct dwellings, outbuildings or improvements for use or occupation by its employees on land purchased, taken in exchange, hired or otherwise acquired by the Commission. 15. To sell or let dwellings and land for residential purposes to its employees. 16. With the approval of the Minister, to guarantee loans to its employees or their spouses for the purchase of dwellings or land for residential purposes, the construction of dwellings and the improvement of dwellings or land which are the property of its employees or their spouses. 17. To provide security in respect of loans guaranteed in terms paragraph 16 by the deposit of securities. 18. To make loans to any employee of the Commission⎯ (b) not exceeding six months’ salary or wages payable to him or her, for any purpose; (a) with the approval of the Minister, for the purpose of purchasing vehicles, tools or other equipment used by him or her in carrying out his duties; or on such security as the Commission considers adequate. With the approval of the Minister, to make loans to any employee of the Commission ⎯ (a) for the purpose of purchasing vehicles, tools or other equipment used by him or her in carrying out his or her duties; or (b) not exceeding three months’ salary or wages payable to him or her, for any purpose; on such security as the Commission considers adequate. 19. To do anything for the purpose of improving the skill, knowledge or usefulness of its employees, and in that connection to provide or assist other persons in providing