15 17 Financial institutions to offer deposit facilities on reasonable deposit requirement terms (1) Subject to subsection (3), every financial institution which is⎯ (a) a commercial bank registered as such in terms of the Banking Act [Chapter 24:20] shall offer as part of the banking business carried on by it facilities for the operation of a savings or current account by any member of the public who meets the minimum financial requirements prescribed by that bank for the operation of such account; (b) a building society registered as such in terms of the Building Societies Act [Chapter 24:02] shall offer as part of the business carried on by it facilities for the operation of a savings account by any member of the public who meets the minimum financial requirements prescribed by that building society for the operation of such account. (2) Subject to subsection (3), the People’s Own Savings Bank established in terms of the People’s Own Savings Bank of Zimbabwe Act [Chapter 24:22] shall offer as part of the business carried on by it facilities for the operation of a savings account by any member of the public who meets the minimum financial requirements prescribed the by People’s Own Savings Bank for the operation of such account. (3) No financial institution shall require as a condition of operating⎯ (a) a savings account, that a person operating such account should at any time keep in such account a minimum balance of more than twenty-five thousand dollars (or such higher amount as the Minister may prescribe from time to time); (b) a current account, that a person operating such account should at any time keep in such account a minimum balance of more than fifty thousand dollars (or such higher amount as the Minister may prescribe from time to time). (4) Subsection (3) does not prevent a financial institution from offering (in return for highervalue services) savings or current accounts requiring higher minimum balances than those specified in that provision, as long as such accounts are offered in addition to the accounts referred to in subsection (3). 18 Disclosure orders under Part III (1) For the purposes of monitoring compliance with this Part, the Director may issue a disclosure order in writing requiring— (a) a trader, parastatal, financial institution or moneylender to disclose to an inspector any of the records kept by the trader, parastatal, financial institution or moneylender; or (b) a financial institution to provide him or her with a report on any transaction, account, record or client of the financial institution. (2) Any trader, parastatal, financial institution or moneylender which is aggrieved by any order given in terms of subsection (1) may apply to a judge in chambers and upon such application the judge may— (a) confirm or vary the order; or (b) discharge the order. (3) Any trader, parastatal, financial institution or moneylender which fails to comply with a disclosure order within fourteen days (or such longer period as the Director may, for good cause