Judgment No. CCZ 5/15 13 Const. Application No. CCZ 23/14 premiums, without being licensed as an insurance agent under the Regulations. Conversely, the MIP has also contravened the Regulations by permitting ZIMRA to represent its nominated members as their insurance agent. Both parties were patently illadvised in embarking on their agency arrangement without regard to the licensing requirements of the Regulations. As for TOBAZ itself, it is equally clear that its members have also violated the peremptory provisions of the Insurance Act by not registering themselves as insurance brokers or by holding themselves out as brokers without being registered as such. In either event, their offence is graver in that they have contravened an Act of Parliament as opposed to purely subordinate legislation. It is implored on behalf of TOBAZ that the fact that its members have contravened a law does not debar them from approaching a court for relief in respect of any alleged violation of fundamental rights, as is expressly affirmed in s 85(2) of the Constitution, and that the Court is at large to make any order that is just and equitable, in terms of s 175(6)(b) of the Constitution. While this may be perfectly correct, allowing TOBAZ to approach this Court is one thing, but allowing it to succeed in this matter is an altogether different proposition. As I have already stated, ss 35(1) and 88 of the Insurance Act unequivocally and emphatically criminalise unregistered brokering. What TOBAZ seeks to enforce on behalf of its members is the right to persist in and continue their criminal conduct. Thus, by granting the constitutional relief that TOBAZ seeks, the Court

Select target paragraph3